When it comes to purchasing a home, the small details matter. Cookie cutter, one-size-fits-all mortgages are not something we do, because it’s almost never in the best interest of the families we help. In order to find the right financing for you, we’ll chat about your:
Current debt load
Monthly expenses
Family dynamic (whether you’re looking at expanding your family or you might need to upsize or downsize in a few years)
Annual salary
Savings
Standard of living (whether you want to ensure you keep plenty of money in your budget for vacations and other leisurely expenses)
Credit history
Employment
Future financial goals (want to eventually turn your first home into an income generating rental? This matters!)
Want to Learn more about the Mortgage Process?
Our first-time homebuyers guide lays out the process from start to finish, and includes information on:
What lenders will look for in your mortgage application
What you can expect to pay in closing costs
What programs are available for first-time homebuyers; and
The industry professionals that will be involved throughout the financing process