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- May 25th |
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- 960 Emerald Drive, Sherwood Park
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For nearly 20 years, we’ve helped Albertans navigate purchases, renewals, refinances, and self-employed mortgages with trusted guidance and friendly, expert support.
Whether you’re buying, refinancing, or looking for better options, start with the choice that best matches what you need today – or explore all of the services we offer.
Whether you're buying your first home or your next one, we’ll guide you through every step with clarity and confidence. From pre-approvals to possession day, we help you secure the right mortgage so you can focus on finding the perfect place to call home.
When your mortgage comes up for renewal, you have options. We’ll review your current terms, compare competitive rates, and help you decide whether to renew, refinance, or make changes that better support your financial goals.
Put your home’s equity to work for you. Whether you're consolidating debt, funding renovations, or planning a major life event, we’ll help you explore refinancing solutions that align with your long-term financial strategy.
Being self-employed shouldn’t make getting a mortgage harder. We specialize in flexible solutions designed for entrepreneurs and business owners, helping you present your income properly and secure financing that fits your unique situation.
For nearly 20 years, we’ve helped families across central Alberta feel confident about their mortgage decisions.
Our team takes the time to understand your full financial picture, explain your options clearly, and find resourceful solutions.
We combine trusted advice with friendly, relationship-driven service to make sure you’re matched with the right mortgage for your needs, not just the lowest rate. With access to both local and national lenders, we help you move forward with clarity, confidence, and the right plan for your future.
For nearly 20 years, we’ve helped families across central Alberta feel confident about their mortgage decisions.
Our team takes the time to understand your full financial picture, explain your options clearly, and find resourceful solutions.
We combine trusted advice with friendly, relationship-driven service to make sure you’re matched with the right mortgage for your needs, not just the lowest rate. With access to both local and national lenders, we help you move forward with clarity, confidence, and the right plan for your future.
A low interest rate is great – but the wrong mortgage can cost you far more in the long run. Prepayment privileges, portability, fees, and long-term flexibility all play an important role in choosing the mortgage that truly fits your needs.
With nearly 20 years of experience and 350+ five-star reviews, our team can help you compare your options and choose the rate and mortgage structure that works best for your future.
| Mortgage Term | Mortgage Rate |
|---|---|
| 1 Year | 4.69% |
| 2 Year | 4.29% |
| 3 Year | 3.99% |
| 4 Year | 4.14% |
| 5 Year | 4.04% |
| 7 Year | 4.75% |
| 10 Year | 5.10% |
| ARM/Variable | 3.65% |
| HELOC | 4.95% |
*Please note that rates are subject to change and are on approved credit*
Curious how today’s rates impact your buying power? Use our mortgage calculator to estimate your payments in seconds.
Curious how today’s rates impact your buying power? Use our mortgage calculator to estimate your payments in seconds.
Proud to be recognized for excellence in both our industry and the communities we serve.
Recognized as ranking within the top 5% of mortgage professionals nationwide within the brokerage.
Recognized for outstanding contributions to economic diversification and long-term community development.
Awarded to IMS team member Melissa Blythe for her leadership, mentorship, and industry impact.
Connect with one of our licensed mortgage brokers to review your options, compare today’s rates, and understand what will work best for your situation. Please note: rates are subject to change and based on approved credit.
Pre-Approval – Find out what you can afford, secure an interest rate for up to 120 days, and gain the benefits of securing a comprehensive pre-approval before you make an offer.
Apply for a Mortgage – Our licensed brokers are ready to help. Start your application now and keep track of your progress through our client portal.
Purchase & Renovate – Turn ‘almost perfect’ into the home of your dreams. A purchase plus improvements mortgage allows you to work the cost of renovations into your mortgage, paying them off over time.
Finance a Rental/Investment Property – Whether you’re a first-time rental buyer or a seasoned investor, we have strategies for you. Start building your investment portfolio and earning passive income.
Renew my Mortgage – Renew with the future in mind. Renewal time is great for evaluating your options, because you won’t pay any fees for breaking your mortgage if another lender offers a better product for you.
Refinance my Mortgage – Put the equity in your home to work for you. Refinancing can be a great option for funding a large purchase, paying off other high-interest debts, or covering unexpected expenses.
Refinance and Renovate – A refinance plus improvements mortgage will allow you to renovate your home now, and access equity based on your homes future value (the appraised value after renovations are complete).